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FREQUENTLY ASKED QUESTIONS

Who is PhoenixLuxuryHomes.com?
PhoenixLuxuryHomes.com is an online loan and realty services exchange.
All transactions and all mortgages and home loans are done using
licensed brokers. Phoenix Luxury Homes & Home Finance can help
you sell or buy a home in Maricopa County, or anywhere in Arizona.
We can also connect you to local lenders who will compete for your
business. PhoenixLuxuryHomes.com provides one local stop destination
for your home loan needs and finds the right loan or home that's
perfect for you.
How do you get banks to compete for my business?
We work with over 15 banks that offer literally hundreds of mortgage
products. We present your information to up to three banks and then
a broker presents these quotes to you. Different banks have different
products and requirements. Depending on your specific situation,
each bank’s products may offer varying advantages and rates.
Will you share or sell my information?
Your personal privacy and the security of personal data are extremely
important. Phoenix Luxury Homes.com believes that you should be
aware of what we do with your personal information. Our privacy
policy is simple. Phoenix Luxury Homes.com will never sell or share
any personal information about you with any person or organization
except to our authorized agents, or as required by law or court
order.
Who are your Lenders?
The banks and realtors we work with are very well known and well
respected in Arizona. They are familiar with the region and typically
close to your home. Our lenders are either Arizona based.
How safe and protected will my information be?
PhoenixLuxuryHomes.com does not ask for anything other than general
information to start. All applications will either be completed
over the phone or on SSL secure servers, which we will direct you
to during the application process.
Do you have Lenders who can help if I have poor credit?
Yes. We have Lenders who specialize in helping borrowers with perfect
credit and less-than-perfect credit. We will do our best to find
Lenders for you with the best rate possible.
How does PhoenixLuxuryHomes.com get paid?
For home sales, Realtor rates will be disclosed up front. For mortgages
and home loans, PhoenixLuxuryHomes.com does not charge you, the
consumer any fees for our quote service. You will be responsible
for paying the loan processing and closing costs and any other fees.
We are simply a broker between you and the Bank that you choose
and are paid when a loan closes.
If I live outside the Maricopa County Area, can I use PhoenixLuxuryHomes.com
to find a loan?
Yes, we focus on servicing local Maricopa County and Arizona customers,
however our lenders can provide loans anywhere in Arizona and also
in many other states.
Thanks for visiting Phoenix Luxury Homes.com
Your Source for Phoenix, Arizona Real Estate & Home Finance
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